airtel payment bank digital banking in India with 7.25 Interest rate

One of India Largest Telecom company has launched airtel payment bank and might be boost the way of digital banking in India. Online payment bank is a new initiative in digital banking.

Formally we go to bank physically stand in long queue withdraw cash in hand.  And after this we have to go different different market. But digital banking has change the complete scenario. No need to withdraw cash no need to go different market.

Online payment bank are look better than mobile wallets.  In mobile wallets either you have to fund transfer or link debit or credit card.

Airtel payment bank does it really wonderful for me

Benefits :

  1. This is only banking industry who provide interest rate on deposit. Airtel payment bank is also providing 7.25 per cent internet on deposit. Start airtel account with Rs 10 only.
  2. Open an account with airtel number in less than 3 minute. Finger print technology has arrived and online security become more secure.
  3. Online recharge, shopping and bill payment are those we do with our net banking account. Airtel payment bank all provide this.
  4. Every amount you deposit in airtel bank become your talk time.
  5. Money transfer is frequent need in digital banking. Sending money to anywhere is easy.


Airtel payment bank work on instant money transfer method. And can be used with mobile wallet, internet banking and USSD. Withdrawal cash at airtel banking location is easy. Prime minister Jan Dhan Yogna opened account and every day big rush can be seen at public sector banking.

No doubt this is new initiative in digital banking space. But service charges might be bother. Airtel payment banking is free for airtel to online only. If want to transfer money in any public sector or private sector bank. You have to face some service charges. Withdrawal money from bank account also attract few service charge.

Airtel payment bank can started with airtel mobile number. Where airtel mobile become your account number in digital banking age.

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