Apple pay mobile payment apps use in stores and in apps

apple pay mobile payment

apple pay mobile with retail store and apple apps

Apple launched a new online payment service “apple pay mobile” with iPhone 6, iPhone 6 plus, iPad Air 2 and iPad mini 3 and apple watch (which is coming next year) with operating system iOS 8.1 and higher. This service will not be available on earlier version.

Online shopping market is rising every year, Young generation is more educated and  informative. Internet gives more ways of exploring and shopping bargain. With launch of apple pay mobile
payment, you are able to purchase of all your goods and services i.e. food, clothing, and luxury goods with mobile.


apple pay mobile payment


Initially apple pay mobile service launched with iPhone 6 and iPhone 6 plus in U.S. market.  Apple pay replaces credit card or bank account transaction for which every time you don’t need to share banking information. It looks more safe and secure. With apple pay you get a substitute account number different from credit card number and a touch ID for authenticated all transactions.

When you start first time register credit or debit card a unique apple provide Device Account Number which is encrypted, secured and saved in dedicated chip in iPhone, iPad or apple watch. This information not saved in Apple server but when you every time makes a purchase with device account number you have to use a transaction specific dynamic security code to proceeds payment. If phone has been lost, apple provides a service “find my mobile” quickly and easily find mobile and also suspend Apple pay.

There are around 500 of bank where apple pay can be used some of most popular banks are American express, Bank of America, Capital one, Chase, Citi bank and Wells Fargo bank. Additionally visa, master card and American express are major debit or credit card can be used with apple pay.

Apple pay can be used on thousands of retail stores, apple apps, and other online shopping website. Apple distributes an apple pay logo that is similar to Visa card or master card. But, without logos payment can be proceeds.

Apple pay can be become more popular as purchase can be made quick, without sharing every time a credit card number, original credit card number become differ from apple pay card no, quick check out and delivery by merchant. But some development is needed as merchants are needed to upgrade their system to get the NFC capability.

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